Disclaimer TOS

Effective Date: 5-14-25

Welcome to WhatIfPhilosopher.com (the “Site”). By accessing this Site or purchasing our digital products (the “Guides”), you agree to the following terms and conditions, disclaimers, and limitations of liability.

1. Educational and Informational Purposes Only

All content, products, and information available through this Site are provided for educational, informational, and personal development purposes only. Nothing on this Site constitutes medical, legal, financial, psychological, or professional advice. You are solely responsible for any decisions or actions you take based on the information provided.

2. AI + Human Collaboration Statement

All of the Guides and materials available on this Site are created through a collaborative process between artificial intelligence and human editors. While we strive for insight, originality, and clarity, the content should not be interpreted as absolute fact, expert advice, or final authority on any topic.

Artificial Intelligence (AI) is used as a creative and structural tool to generate foundational content. All final versions are reviewed, edited, and curated by a human author. The purpose of this collaboration is to push the boundaries of creativity and thought—not to replace professional guidance.

3. No Guarantees

We do not guarantee that:

  • The information will meet your expectations or specific outcomes

  • Results or benefits implied in our Guides will be achieved

  • The Site will be uninterrupted, error-free, or free of harmful components

Use of this Site and our content is at your own discretion and risk.

4. Digital Product Disclaimer

By purchasing a digital product (including Guides, PDFs, eBooks, templates, or resale licenses), you acknowledge that:

  • All sales are final, unless otherwise stated in our Refund Policy

  • You are responsible for saving and backing up your files

  • Unauthorized distribution, reproduction, or resale without a valid license is prohibited

Each product may include resale rights only if explicitly stated on the product page. Resale licenses do not transfer copyright ownership and are limited to the terms stated at time of purchase.

5. Affiliate and Third-Party Links

This Site may contain links to third-party sites or tools. We are not responsible for the content, policies, or practices of any third-party websites. Any use of such links is at your own discretion.

6. Limitation of Liability

To the fullest extent permitted by applicable law, we shall not be held liable for:

  • Any direct, indirect, incidental, consequential, or punitive damages

  • Loss of profits, business, or data

  • Personal injury or harm arising from use of this Site or its content

This includes damages resulting from reliance on any information provided by AI-generated or human-edited materials.

7. User Responsibility

You are responsible for how you use the information provided on this Site. You agree not to misuse the content, impersonate others, violate copyright laws, or abuse the platforms used to deliver our digital products.

8. Revisions and Updates

We reserve the right to revise this Disclaimer at any time without notice. Your continued use of the Site and its products constitutes acceptance of any changes.

9. Contact Information

If you have any questions or concerns about this Disclaimer, you may contact us at:

Chris Curtis
📧 chriscurtislife@gmail.com
🌐 www.WhatIfPhilosopher.com